Comprehensive Services
Cost and Risk Management
With the rising costs of healthcare, providing quality benefit packages becomes more expensive as well. Finding a cost-effective, high-quality benefits plan requires time and expertise. Before implementing or modifying your benefits plan, we help you to evaluate your options and make educated decisions. Should you decide to implement or adjust your plan, we offer an independent evaluation of the financial impact on your company.
Top-of-the-line Technology
Our analytics software provides vital information in deciding what benefits plan is most appropriate for your business and your employees. As circumstances change, or if costs increase, our software can provide valuable feedback into what’s driving those costs, allowing you to make cost-saving adjustments in your plan or promote health incentives for employees to promote savings in the future.
Personalized Service
We can customize benefit packages that are designed to attract or retain employees, promote employee engagement and improve productivity. With a local service team, we offer on-site employee education and guidance to help your employees choose a package that matches their needs.
What We Offer
Medical, RX, Dental & Vision Insurance Renewal Negotiations
We have staffed consultants, underwriters, and third-party actuaries available to provide clients with data driven renewal negotiations of Medical, RX, Dental and Vision Premium Rates.
Participant Education & Open Enrollment Support
We offer clients open enrollment support services and participant education. HCG consultants and staff members are well versed on all medical, RX, Dental, and Vison insurance offerings available. Customized participant education and communication programs are also available upon request.
Supplemental Employee Benefit Programs
If you desire, we can help you to integrate additional benefits into your plan, such as workplace wellness programs and additional coverage for accidents, hospitalization or long-term care.
Benefits/Human Resources/Payroll
Our employee benefits consultants are experienced in human resources and payroll. We offer advice and support in reviewing your company’s policies, best practices, employee handbook and unemployment guidance. We are always monitoring activity at the legislative level that could impact you, bringing you the most up-to-date information. Our consultants are happy to provide a proposal for additional benefits, human resources and payroll services.
Retirement Benefits
Most people worry about running out of money during retirement. This concern affects employees’ overall wellbeing and productivity. We offer business retirement planning services designed to help your employees prepare effectively for retirement. To learn more, click here.